Insurance Bad Faith
Opposing Unfair Insurance PracticesFighting Against Insurance Bad Faith Practices
At Euredjian Law Firm, we understand the frustration and financial strain that comes when an insurance company fails to uphold its end of the bargain. When you faithfully pay your premiums, you expect your insurer to act in good faith and honor your claims. Unfortunately, some insurance companies engage in bad faith practices, delaying, underpaying, or denying valid claims. Our experienced team is dedicated to holding these companies accountable and helping you secure the compensation you rightfully deserve.
Comprehensive Services
- Claim Denial Appeals
- Underpayment Disputes
- Delay in Payment
- Unfair Claims Practices
- Policyholder Representation
- Negotiation and Settlement
- Litigation Services
- Coverage Disputes
- Insurance Fraud Defense
- Consultation and Legal Advice
Types of Insurance Bad Faith Cases We Handle
Claim Denials
Delay Tactics
Underpayment
Offering settlements that are significantly lower than the value of the claim, often without proper justification.
Failure to Investigate
Neglecting to conduct a thorough investigation into a claim before making a decision.
Misrepresentation
Providing false or misleading information about policy coverage and claim status.
Unreasonable Policy Interpretation
Interpreting policy language in a way that unfairly limits or denies coverage.
Common Causes of Insurance Bad Faith
Profit Motives
Insurers may prioritize their profits over the fair treatment of
policyholders, leading to unjustified denials or delays.
Inadequate Investigation
Failing to conduct a proper investigation can result in
wrongful claim denials or underpayments.
Miscommunication
Lack of clear and transparent communication between the
insurer and the policyholder can lead to misunderstandings and bad faith
practices.
Policy Ambiguities
Ambiguous language in insurance policies can be exploited by insurers to deny or limit coverage unjustly.
Lack of Training
Inadequate training and supervision of insurance adjusters and claims handlers can result in improper handling of claims.
Common Damages in Insurance Bad Faith Claims
Compensatory Damages
Reimbursement for the original claim amount, plus any additional costs incurred due to the insurer’s bad faith actions.
Emotional Distress
Punitive Damages
In cases of egregious conduct, punitive damages may be awarded to punish the insurer and deter similar behavior in the future.
Attorney’s Fees
Reimbursement for legal costs incurred while pursuing the bad
faith claim.
Our Approach
Client-Centered Representation
At Euredjian Law Firm, we prioritize your needs and concerns. We take the time to understand the specifics of your case and provide personalized legal strategies tailored to achieve the best possible outcome.Detailed Case Analysis
We meticulously review your insurance policy, claim details, and all communications with the insurer. This comprehensive analysis helps us identify instances of bad faith and build a strong case on your behalf.Aggressive Advocacy
We are dedicated to advocating aggressively for your rights. Whether through negotiation or litigation, we strive to hold insurance companies accountable for their actions and secure the compensation you deserve.Support Throughout the Process
Navigating an insurance bad faith claim can be complex and stressful. We offer continuous support and clear guidance throughout the legal process, ensuring you understand your rights and options every step of the way.Frequently Asked Questions
Insurance bad faith occurs when an insurer fails to fulfill its legal and contractual
obligations to its policyholders, such as unjustly denying claims, delaying
payments, or offering unreasonably low settlements.
Proving insurance bad faith involves demonstrating that the insurer acted
unreasonably or without proper cause. This can include evidence of inadequate
investigation, misrepresentation, or unjustified delays.
Document all communications with your insurer, keep detailed records of your
claim and any related expenses, and consult with a lawyer experienced in
insurance bad faith cases as soon as possible.
The statute of limitations for filing an insurance bad faith claim varies by state. It
is crucial to consult with a lawyer promptly to ensure you do not miss any
important deadlines.